Layout:
Home > Introduction

Introduction

November 20th, 2006 at 06:22 pm

My name is Michael Payne, and I have recently graduated from ITT Technical Institute with a Bachelor's Degree in Information Systems Security. Unfortunately, I have no job-related experience in IT, and haven't been able to find a job in the field. (I am employed, however.) I also have just over $23,000 in school loans, and a $9,000 car loan.

I'm still living with my mom, which means I have no rent or anything, but when I'm making $600 to $700 per month, and my bills (car insurance, car payment, and minimum school loan payment) total over $550, there's not a lot of extra money to put toward debt reduction.

5 Responses to “Introduction”

  1. janH Says:
    1164047068

    Welcome, welcome! People here have great ideas on finding ways to save money or just encouraging each other. Glad you're here.

  2. PRICEPLUS Says:
    1164047415

    Mike, I had a rough time after college myself. I kept my resume up to date and I worked evenings while job hunting during the day. It sure can be rough. I bartended, did moving jobs, stocked shelves in a grocery store, in short I did what I had to do to get ahead.

    Believe in yourself and set goals. You can and will be what you want to be if you dedicate yourself to it and don't take no for an answer! I know it sounds easy for me to give advice but I have been where you are and I know the feeling! The boards here have tons of ways to save money and live in a frugal fashion!

    In closing let me say WELCOME!! I hope we can help you on the journey!!!

  3. tinapbeana Says:
    1164047432

    nice to have you with us, mike!

  4. jersey jen Says:
    1164081480

    welcome!

  5. Broken Arrow Says:
    1164133363

    You know, you and I have have lived very similar lives. Smile Welcome!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]