My name is Michael Payne, and I have recently graduated from ITT Technical Institute with a Bachelor's Degree in Information Systems Security. Unfortunately, I have no job-related experience in IT, and haven't been able to find a job in the field. (I am employed, however.) I also have just over $23,000 in school loans, and a $9,000 car loan.
I'm still living with my mom, which means I have no rent or anything, but when I'm making $600 to $700 per month, and my bills (car insurance, car payment, and minimum school loan payment) total over $550, there's not a lot of extra money to put toward debt reduction.
Introduction
November 20th, 2006 at 06:22 pm
November 20th, 2006 at 06:24 pm 1164047068
November 20th, 2006 at 06:30 pm 1164047415
Believe in yourself and set goals. You can and will be what you want to be if you dedicate yourself to it and don't take no for an answer! I know it sounds easy for me to give advice but I have been where you are and I know the feeling! The boards here have tons of ways to save money and live in a frugal fashion!
In closing let me say WELCOME!! I hope we can help you on the journey!!!
November 20th, 2006 at 06:30 pm 1164047432
November 21st, 2006 at 03:58 am 1164081480
November 21st, 2006 at 06:22 pm 1164133363